Core
Sub-Merchant Registration Service
This guide is right for you if you are:
- Implementing a J.P. Morgan Payments' Payments Facilitator solution
- Leveraging J.P. Morgan Payments' Merchant Services and Treasury Services for Payins and Payouts
- Being registered by J.P. Morgan Payments as a Payment Facilitator (PayFac) with the Card Networks
- Building a payments business where you own all of the Merchant Know Your Customer(KYC)/Anti-Money Laundering(AML), Underwriting, and Risk obligations, as well as the end-to-end Merchant experience
The following integration steps cover how to: integrate with the WePay API to register your merchants, register and off-board merchants to the Amex OptBlue Program if needed, and conduct MATCH screening for your merchants. By the end of this guide, you will be able to successfully register a merchant; and be ready to continue on with your J.P. Morgan Payments integration.
As a PayFac, you'll integrate with the WePay API, the J.P. Morgan Payments' Merchant Solutions Host, and the Treasury Services Host. Collectively, these three integrations will fulfill four key functions:
- Register Sub-merchants
You (the PayFac) will register sub-merchants by using the WePay API - Process Transactions
Customize your authorization and settlement connection according to your own product requirements - Get Reports
J.P. Morgan Payments' Merchant Services and Treasury Services will make data available via portal, API, and automated file delivery - Receive Funding
In your Treasury Services account, you will receive funds from Merchant Services for card transactions (authorized and settled)
With a direct integration with the Treasury Host, you will then send funding to your sub-merchants using the appropriate method of payment
Next to Get Started